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Here Are Some Other Common Bad Credit Car LoanMyths
"My credit score will drop every time I check my credit score." Forunately, this one is definitely not true. Checking up on "your own" credit report is known as a "soft inquiry" and has no effect on your credit score. Only a "hard inquiries" from a lender or creditor, made when you apply for a car loan, can bring your socre down 3-5 points.
"My bad credit history is going to ruin my life, and it's like a life sentence!" It's not that bad. All bad credit issues can be resolved with enough time and patient. Your credit score is just one small factor in car loan or credit approval process. A brief period of financial difficulties does not mean you are a bad person. Every situation can be reversed, and with the right vehicle we can show you from today how to continuously improve your credit score to a better future!
- Best wishes Jay
I have always been the successful one in the family. With my very first business in early teen years, I have always been blessed with success, due to a recent life style change. I had to go to rehab for few months. After losing everything I had and been slapped with a bad credit sticker on my back. It was virtually impossible for me to get a loan from anywhere. With the helpful staff from AutoCreditFinancial.ca I was finally able to get back to a normal life style. I want to thank Kelly for her persistance and patience to help me get approved for my car loan.
- Thanks Johnny H
After working for many years in the automotive industry myself, I thought I knew everything there is to know about bad credit car loans, but as it turned out I was wrong. After a recent health issue I was in and out of the hospital for the past year. The medical bills were mounting to the point I had to declare bankrupty. I was surprised no one would want my business of purchasing a vehicle. After been turned down even from my old pals, I had no choice but to give this bad credit loan thing a try. Thank you to all the team members of AutoCreditFinancial.ca.
You guys ROCK!
I currently live at home with my parents, I pay no rent. My income is low but due to my limited expenses I thought I can quality for a car loan. When I got turned down time and time again, I feel depressed and my dream of owning a vehicle is slipping away. No one would take me seriously and no one would give me a car loan. After my research I came across Auto Credit Financial's web site. And I didn't think I would get approved. But some one called me the same day with the good news. Thank you ACF you made my life alot easier, and I would certainly refer my friends to you in the future.
- Regards Aziz M
Owning my business has always been something I was proud of, until I got turned down for a car loan from a big dealership. The reason behind my decline was the fact I couldn't proof my income. I didn't want to borrow money from my family given the fact everyone in my family thinks I am doing well. After I contacted Auto Credit Financial, I was surprised how quickly my loan documents got approved, even without the proof of my income. I would like to thank you guys for your hardwork on my case.
- James M
I have graduated from Ryerson University recently, and after getting my new job I was excited to enter the working world. Thinking it maybe the right time to get a car, I walked in to a dealership trying to buy a new vehicle. I was only informed then due to my limited credit history I couldn't get a loan from them regardless how much interest I paid. Disappointed I had to take the bus to work every morning which made my day extremely difficult. I was so relieved when I got the news from ACF, now I can finally live a normal life!
Yours Truly - Rod M